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sheilalinares237
больше 2 лет назад

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sheilalinares237

больше 2 лет назад

Live like crazy and the good will not last long 💖

Live like crazy and the good will not last long 💖

sheilalinares237

больше 2 лет назад

multiple pics call for multiple tips:

•HOW TO CORRECTLY PAY A CREDIT CARD!

1) Find your due date on your statement. Now that you have it, FORGET IT. NEVER worry about it again, wipe it from the calendar, it never existed. Due dates are for calculating interest charges on the card only, not for utilization. So it does not matter what the interest rate is on a card since you never pay any as long as you pay your previous statement balance in full.

2) Now find the statement date, also called closing date or cycle end date. Put that date in big red letters on everything in the house. The kids forehead, calendars, front door glass, bathroom mirror, you get the idea.

3) Now two days BEFORE that date, pay down your card balance to 1-4% of the card limit. So if you have a $300 limit you need to pay down the balance so there is $3 to $12 left on the card. Leave it with a balance. The credit card will report to the credit bureau that you have 1-4% utilization for that card. This is the BEST percentage for FICO score boost.

4) Now this step is an important part to remember. Soon as your statement closes and reports, your due date will show the min due in 20 or so days away. This is the date you have to pay by to avoid any interest, but we dont care!. Now 2 days after the statement date, you know the one wrote in big red letters all over the house? Pay the card balance off back to Zero. Now you have already made the min payment due by the due date and avoided any interest charges.

5) You have eliminated your due date, reported the best utilization, and avoided any interest payments all with in 4 days. Now your card has a zero balance and you can use it as much as you want. You can MAX the card, pay it down again, MAX again, do what ever you like. BUT, look for your next cycle end date and start all over again. Go back to step 2 for that date. Repeat every month. You will never pay interest, can maximize your rewards if it is a rewards card and still get a great FICO boost.
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• #miami #latina #nightlife #dinner #fyp #woman #reels #ig #lifestyle #soflo #credit #hairstylist #decemeber #viralsound

multiple pics call for multiple tips: •HOW TO CORRECTLY PAY A CREDIT CARD!

1) Find your due date on your ... ещё

sheilalinares237

больше 2 лет назад

To more of everything positive in 2024 🤍🙏🏻🥂

sheilalinares237

больше 2 лет назад

How to get out of bills in 2024; 1. Get a credit card with points system 2. Use your credit card like a debit card 3. Use and pay, build up points 4. Pay your bills for the next 6 months/a year with your points. 5. Example: if your light bill is roughly $300 a month pay $3600 for 12 months with your credit card points and move on to the next bill Takeaway: having a savings account or money sitting in your checking account is making you go broke. • Use the banks money to pay your bills and have your credit card payments on auto pay- you’re going to use the money anyways might as well benefit from it and/or duplicate it’s value. 🥂 to more opportunities

How to get out of bills in 2024; 1.

Get a credit card with points system 2. Use your ... ещё